The Best Portfolio & Net Worth Tracker?


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Tracking your internet value helps you perceive your total monetary image and when you’re transferring in the appropriate route. But when you’ve ever used free internet value monitoring apps earlier than, you most likely understand how inncaurate they are often.

But Kubera is not your common tracker. This portfolio and internet value monitoring instrument syncs with 20,000+ banks and brokerages, and it additionally provides unimaginable crypto and DeFi assist. It’s one of many extra complete trackers on the market, and it excels for bigger portfolios.

However, Kubera is not free, and it lacks budgeting instruments you may want. Our Kubera overview is overlaying precisely how the platform works and, extra importantly, methods to resolve when you ought to use it or not.

Fees – 7

Ease-of-Use – 9

Tools & Resources – 7

Synchronization – 9

Security & Privacy – 8



Kubera is a premium portfolio and internet value monitoring instrument that is extremely simple to make use of and really glossy. It excels for monitoring investments and crypto, however you may add any asset or legal responsibility you need manually. However, Kubera is not free, and it additionally lacks budgeting instruments a few of its rivals supply.

Get Started With Kubera

Pros & Cons


  • Syncs with over 20,000 banks and brokers
  • In-depth crypto and DeFi monitoring
  • No adverts
  • Kubera would not promote buyer information


  • There’s no free plan
  • Kubera would not have any budgeting or investing instruments

What Is Kubera

Kubera is a premium portfolio and internet value monitoring instrument that permits you to monitor your investments, actual property holdings, and different asset courses so that you get an entire image of your funds.

The platform says it is the “world’s most trendy internet value tracker,” and the vary of belongings it might probably observe definitely helps to assist this declare.

The firm solely started in 2018. But since its inception, Kubera’s grown to trace over $12.10 billion for people and $3.4 billion for establishments.

Who Is Kubera For?

If you need essentially the most in-depth internet value tracker available on the market proper now, Kubera is for you. This is very true when you’ve got an in depth crypto and DeFi portfolio that many different internet value trackers do not work with. We additionally like Kubera in order for you a spreadsheet-style system for inputting belongings and liabilities manually.

If you need a internet value tracker that additionally has budgeting instruments or spending insights, Kubera is not for you. This is strictly a paid portfolio and internet value monitoring instrument, not an all-in-one monetary software program package deal.

How Does Kubera Work?

You join Kubera along with your Gmail account. You pay $1 to strive the platform for 14 days earlier than deciding to pay for a subscription or not. Signing up requires your bank card information, however you are not charged mechanically on the finish of your trial.

Once you are inside Kubera’s dashboard, constructing your portfolio is extremely snappy because of the variety of banks, brokers, and exchanges it integrates with.

1. Connect Your Brokerage Account

After you join Kubera, you start including numerous belongings to your account so its software program can observe your portfolio. The best method to get began is to attach no matter on-line brokers and banks you utilize to Kubera.

Kubera works with over 20,000 banks and brokers from all over the world, so that you should not have hassle connecting your accounts. Alternatively, you may enter particular person ticker symbols to trace your holdings that method. Kubera works with all main inventory exchanges within the United States, Canada, UK, Europe, Asia, Australia, and New Zealand.

Once you add your brokerage accounts or particular person inventory and ETF holdings, Kubera breaks down your whole investments underneath a central dashboard. It took me about two minutes so as to add a handful of shares for my demonstration portfolio:

Kubera Stock Holdings

If you add belongings out of your dealer, Kubera is aware of if you bought them, so it highlights if holdings are optimistic or unfavourable. It additionally tracks the speed of return (IRR) for each asset and allows you to benchmark efficiency in opposition to indices just like the S&P 500 or widespread shares like Tesla.

You can add the date you bought belongings when you enter them manually as nicely, however this takes a bit of additional work. Syncing your brokerage accounts is certainly the best method to begin utilizing Kubera.

2. Add Other Assets

After you add your brokerage to Kubera, it is time to add different belongings and liabilities you personal to finish your portfolio.

The variety of belongings Kubera helps is what makes the software program so nice. Examples of belongings you may add to your portfolio embrace:

If you are a critical crypto investor, Kubera can also be top-of-the-line portfolio trackers you should use. Just like its brokerage connection, Kubera can sync with just about any main alternate or pockets you are utilizing. Alternatively, you may manually add crypto tickers like Bitcoin or Ethereum identical to you may with different investments.

Furthermore, Kubera provides DeFi assist, so you may add belongings like NFTs or funds you’ve got in a staking pool to your portfolio.

3. Add Liabilities

Since Kubera is a internet value tracker, it is also essential so as to add numerous liabilities to your account so your true internet value.

This course of is similar as including particular person belongings, and you may sync any loans and bank card payments out of your financial institution so Kubera tracks your debt mechanically. Alternatively, you may add money owed manually by getting into a reputation and worth.

Kubera Debt

Once you enter your liabilities, you see a fast snapshot of your whole belongings, money owed, and total internet value on Kubera’s sidebar.

4. Track Your Portfolio & Net Worth

Your internet value tab exhibits a visible breakdown of how your internet value has grown or declined over time. I additionally like Kubera as a result of it offers glossy pie charts that spotlight your asset, debt, and funding allocations:

Kubera Asset Allocation

Overall, Kubera’s internet value dashboard offers a really good, easy overview of the way you’re doing when it comes to wealth constructing.

5. Share Your Portfolio

You can ship a read-only hyperlink to your Kubera portfolio, which is helpful when you’re working with a monetary advisor and even when making use of for loans.

Kubera Pricing & Fees

Kubera’s private plan prices $150 per yr. You can even pay $1 to check out the platform for 14 days. Your trial would not renew mechanically, so you may construct your portfolio to see when you like utilizing Kubera earlier than deciding to purchase.

There’s additionally Kubera’a Institutional plan for CPAs, advisors, and household places of work, however it’s a must to contact the corporate for a customized quote.

There are free internet value trackers on the market like Mint, or Personal Capital. However, Kubera would not promote your information, and the one method the corporate makes cash is thru subscription charges. And it additionally syncs higher along with your financial institution and brokerage account than many apps like Mint that always have syncing points.

Is Kubera Safe?

As talked about, Kubera would not promote any of your information, and sustaining buyer privateness is without doubt one of the important benefits of utilizing it. Additionally, it makes use of third-party monetary account aggregator providers like Plaid to connect with your financial institution and brokerage accounts. This means Kubera would not have any of your banking or brokerage particulars, and the identical goes for crypto exchanges and wallets because it depends on API keys and secret keys to attach.

Data is encrypted at-rest and in-transit as nicely. And there are different security measures like two-factor authentication you may allow. Finally, Kubera additionally works with exterior safety corporations to run audits frequently.

Overall, it is a protected portfolio and internet value monitoring app that makes use of the identical safety protocols are different main FinTech firms.

How to Contact Kubera

You can attain Kubera by emailing whats There’s additionally a chat widget on its web site and if you’re logged in that you should use to contact buyer assist. According to the widget, Kubera usually responds inside a couple of hours.

Best Alternatives

In the world of portfolio and internet value trackers, Kubera is without doubt one of the finest choices on the market. It’s a premium service, however you definitely get what you pay for. And in order for you in-depth crypto and DeFi assist, it is one of the best tracker, arms down.

However, Kubera is simply a internet value and portfolio tracker. You have no budgeting instruments or spending insights, and you may’t make investments by the platform both.

If you are present prices, we propose sticking with a free app like Mint. Plus, there are different Kubera alternate options which are glorious selections in order for you extra options.

Personal Capital

Personal Capital is our favourite Kubera different in order for you a extra complete portfolio and internet value tracker. You get a free internet value tracker with Personal Capital, and you may hyperlink your financial institution and funding accounts identical to Kubera. Adding handbook crypto holdings additionally allows you to observe your crypto portfolio.

Plus, Personal Capital has a variety of different free instruments, together with a budgeting instrument, funding payment analyzer, and financial savings planner. And when you make investments $100,000 or extra, you should use its wealth administration service and work with an advisor to construct a customized funding technique.

Kubera continues to be a extra complete portfolio and internet value tracker. But Personal Capital is far more rounded, particularly in order for you some budgeting options.



If you are seeking to get out of debt and construct a funds that works, YNAB, which stands for You Need A Budget, is the best choice.

YNAB works on the premise of giving each greenback a job. It highlights your areas of main spending and helps you set cash to work to repay debt, construct your emergency fund, and save. And when you import your transactions to the app or net model, it might probably mechanically categorize bills so what you are spending per class.

There’s additionally internet value and spending stories, so that you get an outline of your funds like Kubera.

Bottom Line

Your internet value is an total indicator of your monetary well being, and monitoring it helps when you’re transferring in the appropriate route or not. But with how briskly the monetary world strikes, many free internet value trackers do not assist rising asset courses like crypto. Furthermore, many free trackers have frequent syncing points or stuff your dashboard with adverts.

With Kubera, you get a seamless, premium internet value monitoring instrument. You should pay for the luxurious, however for extra sophisticated portfolios, the annual value could possibly be value it.

I choose choices like Personal Capital in order for you extra options like budgeting and financial savings instruments. But for a glossy and easy-to-use internet value tracker, it is onerous to beat Kubera.


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